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Posted On: June 30, 2011 by Donald W. Fohrman

Illinios Department of Insurance Reminds Consumers to Review Auto Insurance

Unfortunately, after a car accident is when too many drivers realize that they do not know what type of coverage the insurance they have. The Illinois Department of Insurance (DOI) wants to remind drivers to look over their auto insurance polices.

"When a car accidents occurs, no one can better understand the feelings of trauma and confusion than those involved," said Jack Messmore, Acting Director, Illinois Department of Insurance. "The Department is encouraging consumers to review auto insurance policies in advance to better prepare for unexpected emergencies."

The DOI offers these tips to follow after being involved in an auto accident:

Be Prepared- The law requires that all automobiles be insured. Drivers should review their policies with their insurance agent regularly to make sure that they have suitable coverage, that they are aware of their deductibles and to know whether their insurance coverage provides towing and or car rental coverage.

Filing a claim- If a driver is involved in an auto accident, they have the responsbility of reporting the accident to their insurance carrier. The driver should have a copy of a police report and information about the other driver including contact information and insurance information.

The DOI suggests contacting their office with problems filing or settling an insurance claim. They can be reached at 217-782-4515 or through their web site at www.insurance.illinois.gov